The number of days left until Christmas are dwindling – but don’t worry, there’s still time to score some great deals on gifts, starting with today’s Cyber Monday steals. Lifestyle Expert Shoana Jensen has tips to check everyone’s name off your list without breaking the bank!

TIP #1

Shop A Sale: Make sure the retailer you’re buying from is offering a worthwhile discount.

TIP #2

Credit Card Rewards: Make sure the credit card you’re using to make all of your Cyber Monday purchases gives you something back in return – like travel points or cash back.

TIP #3

Loyalty Programs: If the stores you’re buying from have loyalty clubs… join ’em! Since you’re likely making more purchases than usual around the holidays, it’s one of the best times of year to build up your loyalty points and take advantage of insider perks.

TIP #4

Cash-Back Websites: Maximize all of the savings you possibly can while doing your holiday shopping by using cash-back websites like Rakuten, Great Canadian Rebates, or Shopper Army. Rebates can range from 1% of your total purchase amount, all the way up to 30% or more for higher-margin products – you’ll literally make money for buying things you need anyway!

Click here for Tracy’s Holiday Countdown launch video and your step-by-step guide to the season.